/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.table{display:table}.rounded{border-radius:.25rem}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--site-header-height:78px;--ink:#15231f;--paper:#f5f2e9;--cream:#fbfaf5;--green:#164f3c;--dark-green:#0d3f30;--mint:#dff2e8;--amber:#e7a84b;--line:#d9ddd7;--muted:#5c6763}*{box-sizing:border-box}html{scroll-behavior:smooth}body{padding-top:var(--site-header-height);background:var(--paper);color:var(--ink);margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button:disabled{cursor:wait;opacity:.72}.honeypot{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;overflow:hidden;position:absolute!important}.site-header{z-index:900;width:100%;height:var(--site-header-height);-webkit-backdrop-filter:blur(16px);background:#f5f2e9f7;border-bottom:1px solid #15231f21;align-items:center;gap:28px;margin:0;padding:0 max(20px,50% - 620px);display:flex;position:fixed;top:0;left:0;right:0;box-shadow:0 8px 30px #15231f1a}.brand{letter-spacing:-.02em;align-items:center;gap:11px;font-weight:760;display:flex}.brand-mark{background:var(--green);color:#fff;border-radius:50%;flex:none;place-items:center;width:42px;height:42px;font-family:Georgia,serif;font-size:18px;display:grid}.brand-mark-home{background:var(--green);letter-spacing:.15em;border:1px solid #ffffff2e;border-radius:15px;grid-template-rows:8px 21px 9px;align-content:center;place-items:center;gap:1px;width:62px;height:58px;padding:7px 6px 6px;font-family:Arial,Helvetica,sans-serif;font-size:8px;font-weight:900;line-height:1;box-shadow:inset 0 0 0 1px #ffffff14,0 8px 20px #0d3f302b}.brand-mark-home>span{text-align:center;text-indent:.15em;line-height:1;display:block}.brand-mark-home>span:first-child{color:#cce8dc}.brand-mark-home>span:last-child{color:#f1c276;margin-top:3px}.brand-mark-home strong{font-variant-numeric:lining-nums tabular-nums;letter-spacing:.06em;text-align:center;text-indent:.06em;width:100%;font-family:Georgia,serif;font-size:21px;font-weight:600;line-height:1;display:block}.site-nav{gap:17px;margin-left:auto;font-size:13px;display:flex}.site-nav a{white-space:nowrap}.site-nav a:hover,.site-nav a[aria-current=page]{color:var(--green)}.mobile-menu{display:none}.header-cta{background-color:var(--green);color:#fff;text-align:center;border:1px solid #ffffff2e;border-radius:15px;place-items:center;min-height:46px;padding:12px 18px;font-size:13px;font-weight:800;line-height:1.2;transition:background-color .2s,transform .2s;display:grid;box-shadow:inset 0 0 0 1px #ffffff14,0 8px 20px #0d3f302b}.header-cta:hover{background:var(--dark-green);transform:translateY(-1px)}.header-cta:focus-visible{outline-offset:3px;outline:3px solid #164f3c38}.header-spacer{margin-left:auto}.hero{grid-template-columns:.84fr 1.16fr;align-items:start;gap:70px;width:min(1240px,100% - 40px);margin:0 auto;padding:76px 0 92px;display:grid;position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;border:100px solid #164f3c12;border-radius:50%;width:560px;height:560px;position:absolute;top:-360px;left:-220px}.hero-copy{top:calc(var(--site-header-height) + 40px);padding-top:28px;position:sticky}.eyebrow,.step-label{color:var(--green);letter-spacing:.14em;text-transform:uppercase;margin:0 0 16px;font-size:12px;font-weight:800}.eyebrow.light{color:#98d3ba}h1{letter-spacing:-.045em;max-width:620px;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(46px,5.6vw,78px);font-weight:500;line-height:.98}.hero-lede{color:#53605b;max-width:520px;margin:28px 0;font-size:19px;line-height:1.55}.hero-followup{color:#53605b;max-width:520px;margin:-10px 0 24px;font-size:15px;line-height:1.6}.hero-followup strong{color:var(--ink)}.about-hostwise{background:#fff;border:1px solid #164f3c24;border-radius:16px;max-width:530px;margin:0 0 24px;padding:20px;box-shadow:0 12px 34px #1f312a12}.about-hostwise>span{color:var(--green);letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;font-size:11px;font-weight:850;display:block}.about-hostwise p{color:#53605b;margin:0;font-size:14px;line-height:1.55}.about-hostwise a{color:var(--green);margin-top:12px;font-size:12px;font-weight:800;display:inline-block}.trust-row{flex-wrap:wrap;gap:10px;display:flex}.trust-row span{color:var(--green);background:#ffffff6b;border:1px solid #164f3c2e;border-radius:999px;padding:9px 12px;font-size:12px;font-weight:700}.approval-note{border-left:3px solid var(--amber);background:#ffffff75;gap:12px;max-width:520px;margin-top:25px;padding:16px;display:flex}.approval-note p{color:#52605b;margin:0;font-size:14px;line-height:1.5}.approval-icon{background:var(--green);color:#fff;border-radius:50%;flex:none;place-items:center;width:24px;height:24px;font-weight:800;display:grid}.calculator-card{z-index:1;background:var(--cream);border:1px solid #15231f1f;border-radius:28px;padding:34px;position:relative;box-shadow:0 28px 80px #1f312a1f}.calculator-card:after{content:"";background:var(--amber);border-radius:0 5px 5px 0;width:7px;height:116px;position:absolute;top:46px;right:-7px}.card-heading{justify-content:space-between;align-items:start;gap:20px;margin-bottom:26px;display:flex}.card-heading h2{letter-spacing:-.025em;margin:0;font-family:Georgia,serif;font-size:32px;font-weight:500}.step-label{margin-bottom:8px}.secure-pill{background:var(--mint);color:var(--green);white-space:nowrap;border-radius:999px;padding:8px 11px;font-size:11px;font-weight:800}.document-first-note{border-left:3px solid var(--amber);color:#625742;background:#fff8ec;border-radius:0 10px 10px 0;max-width:520px;margin:25px 0 0;padding:14px 16px;font-size:13px;line-height:1.55}.form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field{gap:8px;display:grid}.field.full{grid-column:1/-1}.field>span{font-size:13px;font-weight:750}.field input{border:1px solid var(--line);width:100%;min-width:0;color:var(--ink);background:#fff;border-radius:11px;outline:none;padding:14px 15px}.field input:focus{border-color:var(--green);box-shadow:0 0 0 3px #164f3c17}.money-input{border:1px solid var(--line);background:#fff;border-radius:11px;align-items:center;display:flex;overflow:hidden}.money-input:focus-within{border-color:var(--green);box-shadow:0 0 0 3px #164f3c17}.money-input>span{color:#76807c;padding-left:14px;font-weight:700}.money-input input{box-shadow:none;border:0;border-radius:0;padding-left:8px}.money-input input:focus{box-shadow:none}.binary-grid{grid-template-columns:1fr 1fr;gap:14px;margin:22px 0;display:grid}.choice-card{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:13px;align-items:start;gap:11px;min-height:88px;padding:14px;transition:all .2s;display:flex}.choice-card.selected{border-color:var(--green);box-shadow:inset 0 0 0 1px var(--green);background:#f1faf6}.choice-card input,.consent-row input{accent-color:var(--green);flex:none;margin-top:3px}.choice-card span{gap:5px;display:grid}.choice-card strong{font-size:13px}.choice-card small{color:#68736f;line-height:1.35}.consent-row{color:var(--muted);align-items:start;gap:10px;margin:13px 0;font-size:11.5px;line-height:1.45;display:flex}.consent-row a{color:var(--green);text-underline-offset:2px;text-decoration:underline}.calculator-scope{color:#625742;background:#f3eee4;border-radius:10px;margin:16px 0 0;padding:12px 14px;font-size:11px;line-height:1.5}.primary-button{background:var(--green);color:#fff;cursor:pointer;border:0;border-radius:13px;justify-content:space-between;align-items:center;width:100%;margin-top:14px;padding:17px 20px;font-weight:800;display:flex}.primary-button:hover{background:var(--dark-green)}.calculator-card,.estimate-section{scroll-margin-top:calc(var(--site-header-height) + 16px)}.estimate-section{background:var(--ink);padding:82px 20px}.estimate-shell{border:1px solid #ffffff24;border-radius:28px;grid-template-columns:.86fr 1.14fr;width:min(1120px,100%);margin:0 auto;display:grid;overflow:hidden}.estimate-summary{color:#fff;background:var(--green);padding:46px}.estimate-summary h2{margin:0;font-family:Georgia,serif;font-size:36px;font-weight:500;line-height:1.05}.large-rate{letter-spacing:-.06em;margin:22px 0 12px;font-family:Georgia,serif;font-size:96px;line-height:1}.large-rate span{letter-spacing:0;font-family:Arial,sans-serif;font-size:31px}.premium-costs{border-top:1px solid #ffffff2e;border-bottom:1px solid #ffffff2e}.annual-cost{justify-content:space-between;align-items:baseline;gap:20px;padding:13px 0;display:flex}.annual-cost+.annual-cost{border-top:1px solid #ffffff1f}.annual-cost span{color:#cbe4d9;font-size:12px}.annual-cost strong{font-size:19px}.annual-cost.triennium strong{color:#f1c276;font-size:22px}.premium-rule{color:#d6e8e0;background:#ffffff14;border-radius:10px;margin:16px 0 0;padding:12px;font-size:11px;line-height:1.55}.legal-note{color:#cbe4d9;margin:18px 0 0;font-size:11px;line-height:1.55}.legal-note a{color:#f1c276;text-underline-offset:2px;text-decoration:underline}.estimate-details{color:#fff;background:#122b24;flex-direction:column;padding:46px;display:flex}.detail-heading{border-bottom:1px solid #ffffff21;justify-content:space-between;gap:20px;padding-bottom:16px;font-size:13px;display:flex}.detail-heading strong{color:var(--amber)}.conditions-list{margin:14px 0 26px;padding:0;list-style:none}.conditions-list li{border-bottom:1px solid #ffffff14;grid-template-columns:24px 1fr auto;align-items:center;gap:11px;padding:12px 0;font-size:13px;line-height:1.35;display:grid}.conditions-list li>strong{color:#98d3ba}.conditions-list .empty-condition{color:#c4d1cc;display:block}.check{background:var(--mint);width:21px;height:21px;color:var(--green);border-radius:50%;place-items:center;font-size:12px;font-weight:900;display:grid}.next-step-link{color:#122b24;background:#f1c276;border:1px solid #f1c276;border-radius:12px;justify-content:space-between;align-items:center;gap:18px;margin-top:auto;padding:15px 18px;font-size:14px;font-weight:850;transition:transform .2s,background-color .2s,box-shadow .2s;display:flex;box-shadow:0 10px 24px #00000029}.next-step-link:hover{background:#f6cf90;transform:translateY(-2px);box-shadow:0 14px 28px #0003}.next-step-link:focus-visible{outline-offset:3px;outline:3px solid #fff}.next-step-link span{font-size:18px;line-height:1}.application-section{background:var(--cream);scroll-margin-top:calc(var(--site-header-height) + 16px);padding:98px 20px}.section-intro{text-align:center;width:min(820px,100%);margin:0 auto 46px}.section-intro h2{letter-spacing:-.035em;margin:0 0 16px;font-family:Georgia,serif;font-size:clamp(38px,5vw,59px);font-weight:500;line-height:1.04}.section-intro>p:last-child{max-width:700px;color:var(--muted);margin:0 auto;line-height:1.6}.application-form{border:1px solid var(--line);background:var(--line);border-radius:26px;grid-template-columns:1fr 1.16fr;gap:1px;width:min(1120px,100%);margin:0 auto;display:grid;overflow:hidden;box-shadow:0 20px 60px #1f312a14}.application-column{background:#fff;flex-direction:column;gap:17px;padding:36px;display:flex}.column-number{color:var(--green);letter-spacing:.14em;text-transform:uppercase;margin:0 0 5px;font-size:11px;font-weight:800}.mail-preview{background:var(--paper);border-radius:13px;gap:7px;margin-top:8px;padding:17px;display:grid}.mail-preview span{color:var(--muted);text-transform:uppercase;letter-spacing:.09em;font-size:11px}.mail-preview strong{font-size:14px}.mail-preview small{color:var(--muted);line-height:1.4}.upload-field{background:#fafcfb;border:1px dashed #aebbb5;border-radius:13px;justify-content:space-between;align-items:center;gap:18px;padding:15px;display:flex}.upload-field>span{gap:4px;display:grid}.upload-field strong{font-size:13px}.upload-field small{color:var(--muted);font-size:11px}.upload-field input{max-width:210px;color:var(--muted);font-size:11px}.upload-field input::file-selector-button{background:var(--mint);color:var(--green);cursor:pointer;border:0;border-radius:8px;margin-right:8px;padding:8px 10px;font-size:11px;font-weight:800}.upload-help{color:var(--muted);margin:-2px 0 0;font-size:11px;line-height:1.45}.analysis-intro{color:#40564d;background:#eef6f2;border-radius:11px;margin:0 0 1px;padding:13px 15px;font-size:12px;line-height:1.55}.upload-analysis-group{gap:7px;display:grid}.upload-analysis-group .upload-field{margin:0}.document-analysis-list{gap:6px;display:grid}.document-analysis-note{border:1px solid;border-radius:9px;align-items:flex-start;gap:9px;padding:10px 12px;font-size:11px;line-height:1.35;display:flex}.document-analysis-note>span:last-child{gap:2px;display:grid}.document-analysis-note small{color:inherit;opacity:.76;overflow-wrap:anywhere}.document-analysis-note strong{font-size:11px}.document-analysis-note.passed{color:#177245;background:#effaf4}.document-analysis-note.failed{color:#b3261e;background:#fff1f0}.document-analysis-note.review{color:#916600;background:#fff8dc}.document-analysis-note.analysing{color:#52605b;background:#f3f5f4;border-color:#cad2cf}.analysis-icon{border:1px solid;border-radius:50%;flex:none;place-items:center;width:18px;height:18px;font-weight:900;line-height:1;display:grid}.final-consent{margin-top:4px}.submission-message{border-radius:10px;margin:2px 0 0;padding:13px;font-size:12px;line-height:1.45}.submission-message.sent{background:var(--mint);color:var(--dark-green)}.submission-message.error{color:#822b22;background:#fae3df}.process-section{padding:100px 20px}.section-intro.compact{margin-bottom:40px}.process-grid{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);width:min(1120px,100%);margin:0 auto;display:grid}.process-grid article{padding:34px 38px 18px 0;position:relative}.process-grid article+article{border-left:1px solid var(--line);padding-left:38px}.process-grid span{color:var(--amber);letter-spacing:.1em;font-size:12px;font-weight:800}.process-grid h3{margin:22px 0 10px;font-family:Georgia,serif;font-size:29px;font-weight:500}.process-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.55}.knowledge-section{background:#eaf1ed;padding:100px 20px}.knowledge-grid{grid-template-columns:repeat(4,1fr);gap:14px;width:min(1120px,100%);margin:0 auto;display:grid}.knowledge-grid>a{background:#fff;border:1px solid #15231f14;border-radius:19px;flex-direction:column;min-height:255px;padding:27px;transition:transform .2s,box-shadow .2s;display:flex}.knowledge-grid>a:hover{transform:translateY(-3px);box-shadow:0 16px 35px #1f312a1a}.knowledge-grid span{color:var(--amber);letter-spacing:.12em;font-size:11px;font-weight:850}.knowledge-grid h3{margin:25px 0 10px;font-family:Georgia,serif;font-size:25px;font-weight:500;line-height:1.08}.knowledge-grid p{color:var(--muted);margin:0 0 22px;font-size:13px;line-height:1.55}.knowledge-grid strong{color:var(--green);margin-top:auto;font-size:12px}.approved-section{background:var(--green);color:#fff;grid-template-columns:.8fr 1.2fr;align-items:center;gap:80px;padding:68px max(20px,50% - 560px);display:grid}.approved-section h2{margin:0;font-family:Georgia,serif;font-size:clamp(30px,3.2vw,38px);font-weight:500;line-height:1.12}.approved-section>p{color:#d6e8e0;margin:0;font-size:17px;line-height:1.65}footer{grid-template-columns:1.4fr .7fr .9fr;gap:45px;width:min(1120px,100% - 40px);margin:0 auto;padding:55px 0 26px;display:grid}footer>div:not(.footer-brand){color:var(--muted);flex-direction:column;gap:9px;font-size:12px;line-height:1.45;display:flex}footer>div:not(.footer-brand) strong{color:var(--ink);margin-bottom:3px}footer a:hover{color:var(--green)}.footer-cookie-settings{width:fit-content;color:var(--muted);text-align:left;cursor:pointer;background:0 0;border:0;padding:0;font-size:12px}:is(.footer-cookie-settings:hover,.footer-cookie-settings:focus-visible){color:var(--green);text-decoration:underline}.footer-brand{align-items:center;gap:12px;display:flex}.footer-brand>div{gap:4px;display:grid}.footer-brand small{color:var(--muted)}.footer-disclaimer{border-top:1px solid var(--line);color:#727c78;grid-column:1/-1;margin:25px 0 0;padding-top:20px;font-size:10.5px;line-height:1.5}.info-hero{text-align:center;width:min(1000px,100% - 40px);margin:0 auto;padding:100px 0 75px}.info-hero h1{max-width:900px;margin:0 auto;font-size:clamp(50px,7vw,80px)}.info-hero>p:not(.eyebrow){max-width:700px;color:var(--muted);margin:28px auto 0;font-size:18px;line-height:1.6}.keyword-row{flex-wrap:wrap;justify-content:center;gap:9px;margin:28px auto 0;display:flex}.keyword-row span{color:var(--green);text-transform:uppercase;letter-spacing:.08em;background:#ffffff8c;border:1px solid #164f3c2e;border-radius:999px;padding:8px 12px;font-size:11px;font-weight:800}.editorial-layout{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:70px;width:min(1080px,100% - 40px);margin:0 auto 100px;display:grid}.article-body h2,.legal-page h2{margin:42px 0 13px;font-family:Georgia,serif;font-size:30px;font-weight:500}.article-body h2:first-child{margin-top:0}.article-body p,.article-body li,.legal-page p{color:#4f5c57;font-size:16px;line-height:1.72}.article-body ul{padding-left:22px}.article-body li+li{margin-top:7px}.article-body ol{padding-left:23px}.numbered-list li{padding-left:5px}.numbered-list li+li{margin-top:16px}.editorial-callout{background:var(--mint);border-radius:18px;margin:38px 0;padding:28px}.editorial-callout span{color:var(--green);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:850}.editorial-callout p{color:#315849;margin:11px 0 0}.topic-card{top:calc(var(--site-header-height) + 34px);background:var(--green);color:#fff;border-radius:22px;padding:30px;position:sticky;box-shadow:0 18px 50px #1f312a24}.topic-card .step-label{color:#98d3ba}.topic-card h2{margin:0;font-family:Georgia,serif;font-size:32px;font-weight:500;line-height:1.07}.topic-card p:not(.step-label){color:#d1e5dc;font-size:14px;line-height:1.55}.topic-card .primary-button{color:var(--green);background:#fff}.secondary-card-link{color:#d1e5dc;margin-top:18px;font-size:12px;font-weight:800;display:block}.security-hero h1{max-width:960px}.warning-banner{background:#fff4df;border:1px solid #e8c17e;border-radius:18px;margin-bottom:36px;padding:25px}.warning-banner>strong{color:#815411;letter-spacing:.1em;text-transform:uppercase;font-size:12px}.warning-banner p{color:#684d23;margin:8px 0 0}.article-body .caution-list{margin:24px 0 34px;padding-left:26px;list-style:outside}.caution-list li{padding-left:5px}.caution-list li::marker{color:var(--amber);font-size:1.15em}.verification-steps{margin:28px 0;list-style:none;padding:0!important}.verification-steps li{border-bottom:1px solid var(--line);grid-template-columns:42px 1fr;gap:16px;padding:20px 0;display:grid}.verification-steps li+li{margin-top:0}.verification-steps li>span{background:var(--green);color:#fff;border-radius:50%;place-items:center;width:38px;height:38px;font-family:Georgia,serif;font-size:18px;display:grid}.verification-steps strong{color:var(--ink)}.verification-steps p{margin:5px 0 0;font-size:14px}.safety-card{background:#513d1c}.broker-hero h1{max-width:940px}.broker-comparison{border:1px solid var(--line);background:#fff;border-radius:18px;margin:34px 0;overflow:hidden}.broker-comparison>div{grid-template-columns:1fr 1fr;display:grid}.broker-comparison>div+div{border-top:1px solid var(--line)}.broker-comparison span,.broker-comparison strong{padding:15px 18px;font-size:13px;line-height:1.4}.broker-comparison strong{color:var(--green);background:#f1faf6}.broker-comparison .comparison-head{background:var(--ink);color:#fff}.broker-comparison .comparison-head span{font-weight:800}.broker-comparison .comparison-head span+span{color:#b9e0cf}.feature-list{list-style:none;padding-left:0!important}.feature-list li{border-bottom:1px solid var(--line);padding:15px 0 15px 27px;position:relative}.feature-list li:before{content:"✓";color:var(--green);font-weight:900;position:absolute;left:0}.broker-promise{background:var(--green)}.broker-promise span{color:#a9d7c3}.broker-promise p{color:#fff}.broker-contact-card{padding:27px}.broker-contact-card>p:not(.step-label){margin:14px 0 20px}.broker-contact-form{gap:13px;display:grid}.broker-contact-form>label:not(.consent-row):not(.honeypot){gap:6px;display:grid}.broker-contact-form>label>span{color:#e1eee8;font-size:11px;font-weight:750}.broker-contact-form input:not([type=checkbox]),.broker-contact-form select{width:100%;min-width:0;color:var(--ink);background:#fff;border:1px solid #ffffff3d;border-radius:10px;outline:none;padding:11px 12px}.broker-contact-form input:focus,.broker-contact-form select:focus{border-color:#f1c276;box-shadow:0 0 0 3px #f1c27633}.broker-contact-consent{color:#d1e5dc;margin:2px 0 0;font-size:10.5px}.broker-contact-consent a{color:#fff}.broker-contact-form .primary-button{color:var(--green);text-align:left;background:#fff;justify-content:space-between;margin-top:0;font-size:12px}.broker-contact-form .primary-button:hover{background:#edf7f2}.broker-contact-form .submission-message{margin:0}.broker-contact-form .submission-message.sent{color:var(--dark-green);background:#dff2e8}.broker-contact-form .submission-message.error{color:#822b22;background:#fae3df}.broker-contact-note{color:#a8c7ba;margin-top:16px;font-size:9.5px;line-height:1.45;display:block}.source-note{border-left:4px solid var(--amber);background:#fff;margin-top:40px;padding:25px}.source-note p{margin-bottom:18px;font-size:14px}.source-links{flex-wrap:wrap;gap:10px;display:flex}.source-links a{border:1px solid var(--line);color:var(--green);border-radius:9px;padding:10px 12px;font-size:12px;font-weight:750}.compact-footer{border-top:1px solid var(--line)}.legal-page{width:min(820px,100% - 40px);margin:0 auto;padding:85px 0 110px}.legal-page h1{max-width:none;font-size:clamp(48px,7vw,72px)}.legal-page a{color:var(--green);text-underline-offset:2px;text-decoration:underline}.legal-page ul{padding-left:22px}.legal-page li{color:#4f5c57;font-size:16px;line-height:1.72}.legal-page li+li{margin-top:9px}.legal-updated{margin:26px 0 0;color:#727c78!important;font-size:13px!important}.ivass-hero{grid-template-columns:minmax(0,1fr) 340px;align-items:end;gap:64px;width:min(1120px,100% - 40px);margin:0 auto;padding:88px 0 48px;display:grid}.ivass-hero h1{max-width:760px;font-size:clamp(45px,6vw,72px)}.ivass-hero>div>p:last-child{max-width:700px;color:var(--muted);margin:26px 0 0;font-size:18px;line-height:1.6}.ivass-source-card{background:var(--green);color:#fff;border-radius:22px;padding:26px;box-shadow:0 18px 50px #1f312a24}.ivass-source-card>span{color:#a9d7c3;letter-spacing:.12em;text-transform:uppercase;font-size:10px;font-weight:850;display:block}.ivass-source-card>strong{margin-top:7px;font-family:Georgia,serif;font-size:27px;font-weight:500;display:block}.ivass-source-card dl{border-top:1px solid #ffffff29;border-bottom:1px solid #ffffff29;margin:22px 0 19px}.ivass-source-card dl>div{justify-content:space-between;gap:16px;padding:10px 0;display:flex}.ivass-source-card dl>div+div{border-top:1px solid #ffffff1a}.ivass-source-card dt{color:#d6e8e0;font-size:12px}.ivass-source-card dd{color:#f1c276;margin:0;font-size:13px;font-weight:850}.ivass-source-card>a{color:#fff;font-size:12px;font-weight:800}.ivass-source-card>a:hover{color:#f1c276}.ivass-guidance{border-left:4px solid var(--amber);background:#fff;grid-template-columns:190px 1fr;gap:30px;width:min(1120px,100% - 40px);margin:0 auto 32px;padding:22px 24px;display:grid}.ivass-guidance strong{color:var(--green);font-family:Georgia,serif;font-size:20px;font-weight:500}.ivass-guidance p{color:var(--muted);margin:0;font-size:13px;line-height:1.62}.ivass-directory{width:min(1120px,100% - 40px);margin:0 auto 100px}.ivass-directory-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:23px;display:flex}.ivass-directory-heading h2{letter-spacing:-.025em;margin:0;font-family:Georgia,serif;font-size:clamp(32px,4vw,44px);font-weight:500}.ivass-directory-heading>strong{background:var(--mint);color:var(--green);border-radius:999px;flex:none;padding:8px 11px;font-size:11px}.ivass-toolbar{border:1px solid var(--line);background:#fff;border-radius:16px;grid-template-columns:minmax(260px,.8fr) 1.2fr;align-items:end;gap:18px;margin-bottom:18px;padding:18px;display:grid}.ivass-search{gap:7px;display:grid}.ivass-search>span{color:var(--ink);font-size:12px;font-weight:750}.ivass-search input{border:1px solid var(--line);width:100%;min-width:0;color:var(--ink);background:#fbfcfb;border-radius:10px;outline:none;padding:12px 13px}.ivass-search input:focus{border-color:var(--green);box-shadow:0 0 0 3px #164f3c17}.ivass-filters{flex-wrap:wrap;justify-content:flex-end;gap:8px;display:flex}.ivass-filters button{color:var(--green);cursor:pointer;background:#fff;border:1px solid #164f3c2e;border-radius:999px;padding:10px 12px;font-size:11px;font-weight:800}.ivass-filters button:hover,.ivass-filters button.active{border-color:var(--green);background:var(--green);color:#fff}.ivass-table{border:1px solid var(--line);background:#fff;border-radius:18px;overflow:hidden}.ivass-table-row{grid-template-columns:minmax(0,1.45fr) minmax(145px,.55fr) minmax(210px,.8fr);align-items:center;gap:26px;padding:19px 22px;display:grid}.ivass-table-row+.ivass-table-row{border-top:1px solid var(--line)}.ivass-table-head{background:var(--ink);color:#fff;padding-top:13px;padding-bottom:13px}.ivass-table-head>span{letter-spacing:.1em;text-transform:uppercase;font-size:10px;font-weight:850}.ivass-company,.ivass-registration,.ivass-pec{gap:5px;min-width:0;display:grid}.ivass-company>strong{font-size:13px;line-height:1.35}.ivass-company>span,.ivass-registration>span{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-size:10px;line-height:1.35}.ivass-company>a{width:fit-content;color:var(--green);text-underline-offset:2px;font-size:11px;font-weight:800;text-decoration:underline}.ivass-company>small,.ivass-pec>span{color:#7a8580;font-size:10.5px;line-height:1.4}.ivass-registration>strong{color:var(--green);font-size:13px}.ivass-pec a{color:var(--green);overflow-wrap:anywhere;text-underline-offset:2px;font-size:11px;font-weight:750;text-decoration:underline}.ivass-empty{color:var(--muted);text-align:center;margin:0;padding:36px 22px}.ivass-courtesy{place-items:center;width:min(760px,100% - 40px);min-height:calc(100vh - 238px);margin:0 auto;padding:88px 0 100px;display:grid}.ivass-courtesy-card{border:1px solid var(--line);text-align:center;background:#fff;border-radius:26px;width:100%;padding:clamp(32px,6vw,64px);box-shadow:0 20px 55px #1f312a1a}.ivass-courtesy-mark{background:var(--mint);width:54px;height:54px;color:var(--green);border-radius:50%;place-items:center;margin:0 auto 24px;font-family:Georgia,serif;font-size:28px;font-style:italic;display:grid}.ivass-courtesy-card h1{max-width:620px;margin:8px auto 0;font-size:clamp(38px,6vw,58px)}.ivass-courtesy-card>p:not(.eyebrow):not(.ivass-courtesy-company){max-width:600px;color:var(--muted);margin:24px auto 0;font-size:17px;line-height:1.65}.ivass-courtesy-company{width:fit-content;max-width:100%;color:var(--ink);letter-spacing:.04em;text-transform:uppercase;background:#f4f1e8;border-radius:999px;margin:24px auto 0;padding:9px 13px;font-size:11px;font-weight:850;line-height:1.4}.ivass-courtesy-button{background:var(--green);color:#fff;border-radius:14px;justify-content:center;align-items:center;gap:28px;width:fit-content;min-height:50px;margin:30px auto 0;padding:14px 18px;font-size:13px;font-weight:850;transition:background-color .2s,transform .2s;display:flex;box-shadow:0 12px 28px #164f3c2e}.ivass-courtesy-button:hover{background:var(--dark-green);transform:translateY(-1px)}.ivass-courtesy-button:focus-visible{outline-offset:3px;outline:3px solid #164f3c38}.cookie-notice{z-index:1000;color:#fff;background:#122b24;border:1px solid #ffffff29;border-radius:18px;grid-template-columns:1fr auto;align-items:end;gap:18px 28px;width:min(640px,100% - 40px);padding:22px 24px;display:grid;position:fixed;bottom:20px;right:20px;box-shadow:0 24px 70px #0f251e47}.cookie-notice strong{font-family:Georgia,serif;font-size:21px;font-weight:500}.cookie-notice p{color:#d7e7e0;margin:8px 0 0;font-size:12px;line-height:1.55}.cookie-notice-actions{gap:9px;min-width:154px;display:grid}.cookie-notice-actions a,.cookie-notice-actions button{text-align:center;border-radius:10px;padding:10px 12px;font-size:11px;font-weight:800}.cookie-notice-actions a{color:#fff;border:1px solid #ffffff4d}.cookie-notice-actions button{color:var(--green);cursor:pointer;background:#fff;border:0}.cookie-notice-actions button.secondary{color:#fff;background:0 0;border:1px solid #ffffff4d}.cookie-notice-actions a:hover,.cookie-notice-actions button.secondary:hover{background:#ffffff14}.cookie-table{border:1px solid var(--line);background:#fff;border-radius:14px;margin:24px 0;overflow:hidden}.cookie-table-row{grid-template-columns:1.05fr 1.55fr .8fr;display:grid}.cookie-table-row+.cookie-table-row{border-top:1px solid var(--line)}.cookie-table-row>span{color:#4f5c57;padding:15px;font-size:13px;line-height:1.5}.cookie-table-row>span+span{border-left:1px solid var(--line)}.cookie-table-head{background:var(--ink)}.cookie-table-head>span{color:#fff;letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:800}.cookie-table code{color:var(--green);font-size:12px;font-weight:700}.cookie-table small{color:#73807b;margin-top:4px;display:block}@media (max-width:900px){:root{--site-header-height:128px}.site-header{flex-wrap:wrap;gap:12px 18px;padding:12px 20px 0}.site-nav{scrollbar-width:thin;order:3;gap:8px;width:100%;margin:0;padding:0 0 12px;display:flex;overflow-x:auto}.site-nav a{background:#ffffff75;border:1px solid #164f3c29;border-radius:999px;flex:none;padding:9px 12px;font-size:12px;font-weight:700}.site-nav a[aria-current=page]{background:var(--green);color:#fff}.header-cta{margin-left:auto}.hero{grid-template-columns:1fr;gap:40px;padding-top:42px}.hero-copy{position:static}.estimate-shell,.application-form,.approved-section{grid-template-columns:1fr}.approved-section{gap:28px}.editorial-layout{grid-template-columns:1fr}.topic-card{position:static}.knowledge-grid{grid-template-columns:1fr 1fr}.ivass-hero{grid-template-columns:1fr;gap:32px}.ivass-source-card{width:100%}.ivass-toolbar{grid-template-columns:1fr}.ivass-filters{justify-content:flex-start}.ivass-table-row{grid-template-columns:minmax(0,1.25fr) 140px minmax(190px,.85fr);gap:18px}}@media (max-width:680px){:root{--site-header-height:68px}.site-header{width:100%;height:var(--site-header-height);grid-template-columns:minmax(0,1fr) auto auto;gap:8px;padding:9px 12px;display:grid}.hero,footer,.info-hero,.editorial-layout,.legal-page{width:min(100% - 24px,1240px)}.brand{gap:8px;min-width:0}.brand-mark{width:38px;height:38px;font-size:16px}.brand-mark-home{border-radius:12px;grid-template-rows:7px 17px 8px;width:50px;height:48px;padding:5px 4px;font-size:7px}.brand-mark-home>span:last-child{margin-top:2px}.brand-mark-home strong{font-size:17px}.brand>span:last-child{min-width:0;max-width:122px;font-size:11px;line-height:1.08;display:block;overflow:hidden}.desktop-nav{display:none}.mobile-menu{display:block}.mobile-menu summary{min-height:42px;color:var(--green);cursor:pointer;background:#ffffffa3;border:1px solid #164f3c3d;border-radius:12px;justify-content:center;align-items:center;gap:6px;padding:8px 9px;font-size:10.5px;font-weight:850;line-height:1;list-style:none;display:flex}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu summary:focus-visible{outline-offset:2px;outline:3px solid #164f3c38}.mobile-menu[open] summary{background:var(--mint)}.mobile-menu-icon{gap:3px;width:14px;display:grid}.mobile-menu-icon i{background:currentColor;border-radius:2px;height:2px;display:block}.mobile-menu-panel{top:var(--site-header-height);z-index:899;max-height:calc(100vh - var(--site-header-height));background:#f5f2e9fc;border-top:1px solid #15231f1a;border-bottom:1px solid #15231f24;grid-template-columns:1fr 1fr;gap:8px;padding:12px;display:grid;position:fixed;left:0;right:0;overflow-y:auto;box-shadow:0 16px 30px #15231f24}.mobile-menu-panel a{color:var(--ink);text-align:center;background:#fff;border:1px solid #164f3c29;border-radius:11px;padding:13px 14px;font-size:12px;font-weight:750}.mobile-menu-panel a[aria-current=page]{border-color:var(--green);background:var(--green);color:#fff}.header-cta{border-radius:12px;max-width:146px;min-height:42px;margin-left:0;padding:9px 10px;font-size:10.5px;line-height:1.15}.hero{padding-bottom:50px}h1{font-size:48px}.calculator-card{border-radius:21px;padding:23px 18px}.form-grid,.binary-grid,.process-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.card-heading{align-items:center}.card-heading h2{font-size:27px}.estimate-section,.application-section,.process-section{padding:64px 12px}.estimate-summary,.estimate-details,.application-column{padding:28px 22px}.large-rate{font-size:76px}.upload-field{flex-direction:column;align-items:flex-start}.upload-field input{max-width:100%}.process-grid article,.process-grid article+article{border-left:0;border-bottom:1px solid var(--line);padding:28px 0}.approved-section{padding:55px 22px}.approved-section h2{font-size:30px}.knowledge-section{padding:64px 12px}.knowledge-grid{grid-template-columns:1fr}.knowledge-grid>a{min-height:0}.broker-comparison span,.broker-comparison strong{padding:12px;font-size:11px}footer{grid-template-columns:1fr;gap:27px}.footer-disclaimer{grid-column:auto}.info-hero{padding:70px 0 55px}.info-hero h1{font-size:48px}.ivass-hero{width:calc(100% - 24px);padding:58px 0 32px}.ivass-hero h1{font-size:45px}.ivass-hero>div>p:last-child{font-size:16px}.ivass-guidance{grid-template-columns:1fr;gap:10px;width:calc(100% - 24px);margin-bottom:25px}.ivass-directory{width:calc(100% - 24px);margin-bottom:70px}.ivass-directory-heading{flex-direction:column;align-items:start}.ivass-toolbar{padding:14px}.ivass-filters{flex-wrap:nowrap;padding-bottom:2px;overflow-x:auto}.ivass-filters button{flex:none}.ivass-table{background:0 0;border:0;border-radius:0}.ivass-table-head{display:none}.ivass-table-row{border:1px solid var(--line);background:#fff;border-radius:14px;grid-template-columns:1fr;gap:15px;margin-bottom:10px;padding:18px;display:grid}.ivass-table-row+.ivass-table-row{border-top:1px solid var(--line)}.ivass-registration,.ivass-pec{border-top:1px solid var(--line);padding-top:12px}.ivass-courtesy{width:calc(100% - 24px);min-height:auto;padding:58px 0 70px}.ivass-courtesy-card{border-radius:20px;padding:34px 20px}.ivass-courtesy-card h1{font-size:40px}.ivass-courtesy-button{width:100%}.cookie-notice{grid-template-columns:1fr;gap:15px;width:calc(100% - 24px);padding:20px;bottom:12px;right:12px}.cookie-notice-actions{grid-template-columns:1fr;min-width:0}.cookie-table{overflow-x:auto}.cookie-table-row{min-width:650px}}@media (max-width:480px){.brand>span:last-child{display:none}}@media (max-width:360px){.site-header{gap:6px;padding-left:9px;padding-right:9px}.mobile-menu summary{padding-left:7px;padding-right:7px}.header-cta{max-width:132px;padding-left:8px;padding-right:8px;font-size:9.75px}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}